Banki nkuru y’u Rwanda yazamuye inyungu ku mafaranga yayo, ubuzima bugiye kurushaho kuba ingorabahizi ku muturage

Banki nkuru y’u Rwanda (BNR) yazamuye igipimo cy’inyungu fatizo itangiraho amafaranga yayo kuri banki z’ubucuruzi, icyemezo bamwe bakomeje kwibaza icyo kivuze ku buzima busanzwe bw’umuturage.

BNR

Itangazo ryo kuwa kane nijoro ry’iyi banki rivuga ko iyo nyungu yavanywe kuri 4.5% ikagezwa kuri 5% “mu rwego rwo gukumira izamuka rikabije ry’ibiciro ku isoko” no gukomeza gushyigikira “izahuka ry’ubukungu”.

Umuhanga mu bukungu avuga ko icyemezo cy’iyi banki ari umwanzuro wo “kubungabunga ubukungu bw’igihugu” ariko ko ari “inkuru mbi ku muturage”.

Kuzamura iyi nyungu ni iki?

Ubusanzwe inguzanyo z’amafaranga zitangwa mu buryo bubiri; hari inguzanyo banki z’ubucuruzi zifata muri Banki nkuru y’igihugu cyangwa se hagati yazo ubwazo.

Banki z’ubucuruzi zihabwa amafaranga ariko zikayatangaho inyungu runaka, ariyo Banki y’u Rwanda yita ‘igipimo cy’inyungu fatizo’.

Banki y’ubucuruzi nayo iragenda ikagurisha ya mafaranga (iyatangamo inguzanyo) ishakamo inyungu yayo, kuko nayo iba yayaranguye igamije kunguka.

Banki nkuru ivuga ko igipimo cy’inyungu banki z’ubucuruzi zigurizanyaho hagati yazo kitahindutse kandi ko inguzanyo zihabwa abikorera bagana banki z’ubucuruzi zikomeje kwiyongera.

John Rwangombwa, umukuru wa Banki y'u Rwanda wasinye ku itangazo ry'icyemezo gishya
John Rwangombwa, umukuru wa Banki y’u Rwanda wasinye ku itangazo ry’icyemezo gishya

Iyi banki ivuga ko inyungu banki ubwazo zigurizanyaho mu 2021 yari 5.18% naho inyungu ku nguzanyo baha abaturage yari 16.18% mu 2020, kandi ko abasaba inguzanyo muri banki biyongereyeho 15% mu 2021.

Icyemezo cya BNR kivuze iki ku muturage?

Umuhanga mu by’ubukungu Teddy Kaberuka avuga ko icyemezo gishya cya Banki nkuru cyo kuzamura inyungu fatizo itangiraho amafaranga yayo kigamije kubungabunga ubukungu ariko “ni inkuru mbi ku muturage”.

Yabwiye BBC ati: “Ni ukuva ngo igiciro cy’amafaranga kigiye kwiyongera. Niba banki yafashe amafaranga ihenzwe nayo iyacuruza ahenze.

“Iyo iyi nyungu fatizo yiyongereye haba ibintu bibiri; icya mbere inyungu ku nguzayo muri banki iriyongera, ibyo bivuze ko abaza gufata inguzanyo muri banki bagabanuka kuko ikiguzi cy’inguzanyo cyiyongereye ni ukuvuga ngo ishoramari riragabanuka.

“Iyo ishoramari rigabanutse ni ukuvuga ngo imirimo ihangwa kw’isoko iraganuka.”

Atanga urugero ko niba hari abantu 1000 bashakaga kujya gufata inguzanyo kuri banki, muri bo hari ababireka kuko inyungu bazasabwa ku mafaranga bashaka yiyongereye.

Yongeraho ati: “Icya kabiri ni uko ikigo cy’ubucuruzi gikorana na banki iyo gifashe inguzanyo ngo kijye kurangura ibiciruzwa kibizane gicuruze, iyo gifashe inguzanyo ihenze baragenda bakarangura ibicuruzwa ariko bajya kubigurisha bakazamura igiciro kuko babonye inguzanyo ibahenze.

“…bivuga ngo wa muturage wo hasi utanakorana na banki nawe bimugiraho ingaruka kuko ikiguzi ku isoko kirazamuka bitewe n’ikiguzi cyo kubona amafaranga muri banki.

“Iyo rero igipimo cy’inyungu fatizo cyiyongereye bigira ingaruka ku muntu wese, yaba ukoresha banki, yaba n’utayikoresha.”

Amafaranga y’u Rwanda

Kuki banki ifata icyemezo nk’iki?

Banki y’u Rwanda ivuga ko yazamuye igipimo cy’inyungu ku mafaranga “mu rwego rwo gukumira izamuka rikabije ry’ibiciro ku isoko, kandi n’izahuka ry’ubukungu rigakomeza gusigasirwa”.

Mu cyumweru cyashize, ikigo c’ibarurishamibare mu Rwanda cyatangaje ko ibiciro ku masoko yo mijyi byazamutse ku gipimo cya 4.3% hagati ya Mutarama(1) 2021 na Mutarama 2022.

Mu myaka micye ishize kugeza ubu abaturage mu gihugu bakomeje kwinubira izamuka ry’ibiciro ku bicuruzwa by’ibanze bakenera nk’ibiribwa n’ibitekeshwa.

Teddy Kaberuka avuga ko izamuka ry’ibiciro ku isoko mu gihugu no ku isoko mpuzamahanga “iyo urebye imbere ubona ko bizakomeza kuzamuka no muri ibi bihembwe bibiri biri imbere”.

Ati: “Abashinzwe politiki y’ifaranga bareba ibyo bipimo, nakwita bibi, by’ibiciro ku masoko mpuzamahanga no mu gihugu bakavuga bati ‘ukomeje politiki y’ifaranga yari iriho ushobora kugira ihungabana ry’ubukungu rishingiye ku mabanki kandi amabanki agira uruhare rukomeye mu kubungabunga politiki y’ifaranga.

“Niyo mpamvu bavuga bati ‘nubwo tuzi ko hari ingaruka bizagira ku biciro ku masoko, no ku bukungu tugomba kuzamura igiciro cy’inyungu fatizo kuko niwo mwanzuro uri hagati kugira ngo habungabungwe kudahungabana cyane k’ubukungu bw’igihugu.

“Ariko ibyo bifite ingaruka ku biciro bizaza no ku ishoramari.”

bbc

104 thoughts on “Banki nkuru y’u Rwanda yazamuye inyungu ku mafaranga yayo, ubuzima bugiye kurushaho kuba ingorabahizi ku muturage

  1. Good day! I know this is kinda off topic but I was wondering which blog platform are you
    using for this website? I’m getting tired of WordPress
    because I’ve had issues with hackers and I’m looking at options for another platform.

    I would be great if you could point me in the direction of a good platform.

  2. Hello there! Quick question that’s totally off topic.
    Do you know how to make your site mobile friendly?
    My web site looks weird when browsing from my apple iphone.
    I’m trying to find a theme or plugin that might be
    able to resolve this problem. If you have any suggestions, please share.
    Thanks!

  3. Heya i’m for the first time here. I came across this board
    and I find It really useful & it helped me out a
    lot. I hope to give something back and aid others like you aided me.

  4. 이러한 좋은 정보는 항상 감사드립니다
    아시죠? 저도 똑같이 알려드리고 싶은데요 정말 감사드리고싶습니다.
    혹시 해커 찾는 방법 누구나 궁굼해햐는 이러한 멋진 정보를 제가 드리겠습니다.
    저를 한번 믿고 그냥 따라와주세요!

  5. Holymoly that’s crazy man! Thank you so much I really appreciate for this man.
    Can i finally give back change your life and if you want to have a checkout
    I will give out info about how to get connected to
    girls easily and quick I will be the one showing realy
    values from now on.

  6. When I originally commented I clicked the “Notify me when new comments are added” checkbox and
    now each time a comment is added I get four e-mails with the same comment.

    Is there any way you can remove me from that service?
    Thank you!

  7. Hello are using WordPress for your blog platform?
    I’m new to the blog world but I’m trying to get started and set up my own. Do you need any html coding expertise to make your own blog?
    Any help would be really appreciated!

  8. I appreciate, cause I discovered exactly what I was looking for.
    You’ve ended my 4 day lengthy hunt! God Bless you man. Have a nice
    day. Bye

  9. Does your blog have a contact page? I’m having a tough time locating it but,
    I’d like to shoot you an email. I’ve got some
    ideas for your blog you might be interested in hearing.
    Either way, great site and I look forward to seeing
    it grow over time.

  10. Greetings! I’ve been reading your site for a while now and
    finally got the courage to go ahead and give
    you a shout out from Dallas Texas! Just wanted to tell you
    keep up the fantastic job!

  11. Woah! I’m really loving the template/theme of this site.

    It’s simple, yet effective. A lot of times it’s tough to get that “perfect balance” between user friendliness
    and visual appearance. I must say you’ve done a
    great job with this. Additionally, the blog loads extremely fast for me on Firefox.
    Outstanding Blog!

  12. First of all I would like to say awesome blog! I had a quick question which
    I’d like to ask if you do not mind. I was curious to find out how you center yourself and clear your thoughts before writing.

    I’ve had a hard time clearing my mind in getting my ideas out.
    I truly do take pleasure in writing but it just seems like the first
    10 to 15 minutes tend to be wasted simply just trying to figure out how to begin. Any recommendations or tips?
    Appreciate it!

  13. Howdy! I could have sworn I’ve been to this website before but after checking through some of the post I realized it’s new to me.
    Nonetheless, I’m definitely delighted I found it and
    I’ll be book-marking and checking back often!

  14. You actually make it seem so easy with your presentation but I find this matter to be actually something which I think I would never understand.
    It seems too complex and extremely broad for me. I am looking forward
    for your next post, I will try to get the hang of it!

  15. Simply desire to say your article is as amazing. The clarity in your post
    is simply nice and i could assume you are an expert on this subject.
    Fine with your permission allow me to grab your RSS feed to
    keep updated with forthcoming post. Thanks a million and please carry on the enjoyable work.

  16. Hi there are using WordPress for your site platform?
    I’m new to the blog world but I’m trying to get started and set up my own. Do
    you require any html coding knowledge to make your own blog?
    Any help would be greatly appreciated!

  17. Hi, Neat post. There’s an issue with your site in web
    explorer, would check this? IE still is the marketplace leader and a big element of people will
    miss your magnificent writing because of this problem.

  18. Please let me know if you’re looking for a article author for your
    weblog. You have some really good articles and I feel
    I would be a good asset. If you ever want to take some of the load off, I’d love to write some articles for your
    blog in exchange for a link back to mine. Please blast me an email if interested.
    Regards!

  19. Woah! I’m really loving the template/theme of this blog.
    It’s simple, yet effective. A lot of times
    it’s tough to get that “perfect balance” between usability and visual appearance.
    I must say you have done a excellent job with this.
    Also, the blog loads very fast for me on Safari.

    Outstanding Blog!

  20. Howdy! I simply want to offer you a huge thumbs up for your great
    information you have got here on this post. I’ll be returning
    to your web site for more soon.

  21. I am curious to find out what blog system you’re utilizing?
    I’m having some minor security issues with my latest
    site and I’d like to find something more risk-free.
    Do you have any recommendations?

  22. I’m not that much of a online reader to be honest but your blogs really nice, keep it
    up! I’ll go ahead and bookmark your website to come back later.
    Many thanks

  23. Write more, thats all I have to say. Literally, it seems as though you relied on the video
    to make your point. You obviously know what youre talking about, why throw away your intelligence on just posting videos to your blog when you
    could be giving us something enlightening to read?

  24. This is really attention-grabbing, You’re a very skilled blogger.

    I have joined your rss feed and sit up for in the hunt for more of your magnificent post.
    Also, I have shared your site in my social networks

  25. Excellent article. Keep writing such kind of information on your blog.
    Im really impressed by your blog.
    Hey there, You have performed a fantastic job. I will certainly digg
    it and personally recommend to my friends. I’m confident they’ll be benefited from this web site.

  26. Hello there I am so happy I found your web site, I really
    found you by accident, while I was searching on Askjeeve for something else,
    Regardless I am here now and would just like to say kudos for a tremendous
    post and a all round enjoyable blog (I also love the theme/design), I don’t
    have time to read through it all at the minute
    but I have saved it and also added your RSS feeds, so when I have
    time I will be back to read a lot more, Please do keep up the great jo.

  27. I do not even understand how I stopped up right here, but I believed
    this put up was once good. I don’t know who you’re however definitely
    you’re going to a well-known blogger when you are not already.
    Cheers!

  28. Thanks for the auspicious writeup. It in fact was once a leisure account it.
    Look complicated to more brought agreeable from you!
    However, how can we communicate?

  29. An intriguing discussion is worth comment. I do believe that you ought to write more on this subject, it might not be a taboo subject but typically people do not talk about these subjects. To the next! Kind regards!!

  30. My brother recommended I might like this website. He was totally
    right. This post actually made my day. You can not imagine simply how much time I had spent for
    this information! Thanks!

  31. Thanks a lot for sharing this with all folks you actually know what you
    are speaking about! Bookmarked. Kindly additionally talk
    over with my web site =). We may have a hyperlink change agreement
    among us

  32. Can I just say what a comfort to discover someone that genuinely understands what they’re discussing online. You definitely realize how to bring an issue to light and make it important. A lot more people should look at this and understand this side of the story. I can’t believe you are not more popular since you surely have the gift.

  33. It’s actually very complex in this full of activity life to listen news on TV, therefore I just use web for that purpose, and take the most recent
    news.

  34. Hey there, You’ve done an incredible job. I will certainly digg it and personally recommend to my friends.

    I’m sure they will be benefited from this web site.

  35. excellent points altogether, you simply won a brand new reader.
    What may you suggest about your submit that you just made a few days
    in the past? Any sure?

  36. I’m pretty pleased to discover this great site. I need to to thank you for ones time for this particularly
    wonderful read!! I definitely loved every part of it and I have you book-marked
    to check out new information in your web site.

  37. I have been browsing on-line more than 3 hours these days, yet I by no
    means discovered any interesting article like yours.
    It’s lovely worth sufficient for me. In my opinion, if all website
    owners and bloggers made excellent content as you probably did, the web can be much more helpful
    than ever before.

  38. Hey! Someone in my Facebook group shared this website with us so I came to look it over.
    I’m definitely loving the information. I’m bookmarking and will be tweeting this to my followers!

    Exceptional blog and great design and style.

  39. Thanks for the marvelous posting! I quite enjoyed reading it, you
    can be a great author. I will ensure that I bookmark your blog and definitely will come back at some point.
    I want to encourage you to definitely continue your great job, have a nice holiday
    weekend!

  40. Hmm is anyone else experiencing problems with the images on this blog loading?
    I’m trying to figure out if its a problem on my
    end or if it’s the blog. Any feedback would be
    greatly appreciated.

  41. I’ll right away snatch your rss feed as I can’t to find your email subscription hyperlink or
    newsletter service. Do you have any? Please permit me
    realize in order that I could subscribe. Thanks.

  42. Do you have a spam problem on this site; I also am a blogger, and I was wanting
    to know your situation; we have created some nice methods and we are looking
    to trade methods with other folks, be sure to shoot me
    an email if interested.

  43. Hi! I just want to offer you a big thumbs up for the excellent info
    you’ve got here on this post. I am returning to your web site for more soon.

  44. Pretty section of content. I just stumbled upon your blog and in accession capital to assert that
    I get actually enjoyed account your blog posts.
    Anyway I will be subscribing to your feeds and even I achievement
    you access consistently fast.

  45. I like the helpful info you provide in your articles.
    I’ll bookmark your blog and check again here frequently.
    I’m quite certain I will learn many new stuff right here!
    Best of luck for the next!

  46. After going over a handful of the blog posts on your web page, I really
    like your way of writing a blog. I added it to my bookmark website list and will be checking
    back soon. Please visit my web site as well and let me know what
    you think.

  47. I’m not positive where you’re getting your
    info, however great topic. I must spend some time finding out more or understanding more.

    Thanks for great information I used to be searching for this information for my
    mission.

  48. Hi, i think that i saw you visited my weblog thus i came to “return the favor”.I am
    trying to find things to improve my web site!I suppose its ok to use some of your ideas!!

  49. Hello all, here every one is sharing these familiarity, so it’s pleasant
    to read this webpage, and I used to visit this web
    site everyday.

  50. After I originally commented I appear to have clicked the -Notify me
    when new comments are added- checkbox and now each time a
    comment is added I get four emails with the exact
    same comment. There has to be an easy method you are able to remove me from that
    service? Thanks a lot!

  51. Hi just wanted to give you a brief heads
    up and let you know a few of the pictures aren’t
    loading properly. I’m not sure why but I think its a linking issue.
    I’ve tried it in two different internet browsers and both show the same outcome.

  52. In some cases, completely removing the take profit may be justified.
    In this way, traders are able to manage their trading
    times so as to take advantage of the best opportunities in the market.

Leave a Reply

Your email address will not be published. Required fields are marked *